Locky is the the newest variant of ransomware making the rounds on the Interwebs. The most common attack vector is tricking a user into enabling macros in a Word document, which downloads a file to encrypt your files. You can get all your files back for the low price of 0.5 to 1.0 bitcoin ($210-$420). Naked Security from Sophos has provides some strategies to keep you secure.
https://nakedsecurity.sophos.com/2016/02/17/locky-ransomware-what-you-need-to-know/
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